Welcome to Strategic Mortgage & Equity, Inc., a licensed Mortgage Brokerage Business and your best location for obtaining mortgage financing for all types of residences in Naples, Collier and Lee Counties, throughout Florida and several other selected states.

Working for our clients.  Mortgage Brokers provide about 70% of all residential mortgages. As brokers we are truly able to work for our clients instead of a particular Bank or Lender. In fact as brokers our job is to evaluate the credit characteristics, objectives and desires of a borrower; together with the specific property type; then apply this information alongside our vast knowledge of loan programs and underwriting guidelines offered by the 50 plus Banks we work with.  By continually researching this wide variety of Lenders and product types, we are able to provide competitive mortgage financing for both the easiest and most difficult loans…and everything in between. Generally we can accommodate nearly every niche that exists in contemporary home mortgages today.  We’re not just here to sell you something…we work on your behalf!

Not just a mortgage.  At Strategic Mortgage & Equity we strive to find the “best mortgage” for our clients…not just “a mortgage.”  Further, we develop strategies and options that help our clients accomplish their real estate financing and investing goals – both short and long term.  That separates us from most other mortgage companies.

About the Owner

My name is Dave Surgeon. I started Strategic Mortgage & Equity out of a desire to serve people. I truly love my profession and the people I work with. I want to do what’s best for them…not just do what pays me the best. Quite frankly, sometimes I counsel people from obtaining a mortgage (or purchase). Maybe it’s in their best interest to back off for a while and to go forward would mean likely default. Most of the time I serve my clients by educating them and providing ideas and options – many of which they may not have considered.

I enjoy getting to know my clients; listening to their circumstances, desires and dreams; and helping to develop and explore strategies to accomplish their financing and real estate goals.

My ethics and values come from my Christian faith and background; and from a father who taught me to work hard and value the customer above all. I believe in providing services to my clients next to none with professionalism, competency and integrity. I strive to apply the golden rule in all transactions.

Personally, I have a Bachelor degree in Business Management and extensive financial experience. I have owned and operated two small businesses for over 20 years. I am also a licensed Realtor and although real estate sales is not my business I keep up on all required continuing education as well as changes in law and industry standards in both respective fields. I genuinely believe the real estate and business experience helps me to be a better Mortgage Broker. At any time I am glad to provide you with personal references of past clients.

Whether you’re contemplating a purchase, refinance or construction of a new home, I hope you will give me a chance to help you with your mortgage financing needs.