Whether you are considering the purchase, construction or refinance of a home now or sometime in the future Strategic Mortgage & Equity can offer you solid counsel so the process ultimately goes in your favor. We will provide you with a true and meaningful loan pre-qualification. We are qualified and trained to provide credit counseling and repair procedures. Perhaps you have already signed a real estate purchase contract and are in a hurry to close – we can help you with that. Do you need practical strategies for meeting your mortgage loan needs from someone who can help you quantify and qualify the various loan programs available? We will be glad to assist you.

Do you need a commercial lender? We can help with that too. We write some amazing commercial loans. Our lenders can do loans most traditional banks will not look at.

There are times and circumstances requiring Private Investor mortgages. We work with several private lenders. We have a broad base of wholesale lenders that provide access to every type of loan available on the market. I can find a loan for nearly every type of situation and property type.

Programs

• 30, 20, 15, 10 year fixed rates

• 1 mo, 3 mo, 1 yr, 3 yr, 5 yr, 7 yr ARM or EXTENDABLE

• LIBOR, MTA, COFI. COSI indexed loans

• 1% Payment option ARM (with a true explanation of the program!)

• 100% Financing, Low down payment

• Interest only programs

• Home Equity First Loans

• First time homebuyers

• Foreign Borrowers, purchase, construction and refinance

• Primary residence, second homes, investment properties

• Purchase, refinance, conforming, jumbo & super jumbo

• No-income-no-asset verification loans

• No doc loans

• Less-than-perfect credit loans

• Construction-Perm Loans * Lot Loans

• Condo conversions, non-warrantable condos, condotels

• Manufactured Homes

• Commercial Loans/Stated Income/Assets